Lower Rates Than Shopify Payments
Keep all your Shopify features while saving on every transaction. Our interchange-plus pricing beats Shopify Payments for most merchants.
Example: $20,000/month store
Shopify Payments
$610/mo
PaymentsPlus
$450/mo
Save $160/month or $1,920/year
Rate Comparison
See exactly how our rates compare to Shopify Payments
| Feature | Shopify Payments | PaymentsPlus |
|---|---|---|
| Online Credit Card Rate | 2.9% + $0.30 | IC + 0.35% + $0.10 |
| In-Person Rate | 2.7% + $0.00 | IC + 0.20% + $0.08 |
| Monthly Fee | $0 (included in plan) | $10/month |
| International Cards | +1.5% | Actual interchange |
| Amex Rate | 3.5%+ | IC + markup |
| Chargebacks | $15 fee | $15 fee + support |
IC = Interchange Cost (what Visa/Mastercard charge). Typically 1.4-2.1% for most cards.
Why Switch?
Save on Every Sale
Interchange-plus pricing means you pay actual card costs plus a small markup. Most merchants save 15-25% compared to Shopify Payments.
Keep All Shopify Features
Abandoned cart recovery, discount codes, gift cards, Shopify POS - everything works exactly the same.
Full Fraud Protection
Built-in fraud analysis, 3D Secure support, and chargeback protection for your store.
How to Connect
Get Your Quote
Tell us about your Shopify store and current volume. We'll show you exactly what you'll save.
Quick Approval
Get approved in 24-48 hours. We handle all the paperwork.
Connect to Shopify
Install our gateway through Shopify's payment settings. Takes about 5 minutes.
Start Saving
Process your first order and start keeping more of your revenue.
Frequently Asked Questions
Will I lose any Shopify features?
No! All Shopify features continue to work exactly the same. You keep abandoned cart emails, discount codes, Shopify POS integration, and everything else.
Is setup complicated?
Not at all. We provide a Shopify app that connects in minutes. Or you can use our Authorize.net gateway which Shopify supports natively.
What about Shopify Payments transaction fees?
When you use a third-party payment provider, Shopify charges an additional fee (0.5-2% depending on your plan). However, many merchants still save money overall with our lower rates.
Can I use Shop Pay?
Shop Pay is exclusive to Shopify Payments. However, we support Apple Pay, Google Pay, and other express checkout options.
How fast do I get my money?
We offer next-day funding as standard, with same-day funding available for qualified merchants.
Ready to Save on Your Shopify Store?
Get a free quote showing exactly how much you'll save compared to Shopify Payments.