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Payment Processing for Canadian Auto Dealers & Repair Shops

Handle large transactions, financing deposits, and service payments with secure, cost-effective processing built for the automotive industry.

Common Payment Challenges

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High-value transactions with significant processing fees

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Deposits for vehicle purchases and custom orders

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Managing payments across service and sales departments

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Fleet account billing and reconciliation

How PaymentsPlus Solves Them

Savings on Large Transactions

Interchange-plus pricing saves hundreds per month on high-ticket vehicle and parts payments.

Deposit and Layaway Management

Securely collect and track deposits for vehicle orders, custom work, and parts holds.

Multi-Department Processing

Separate reporting for service, parts, and sales departments under one merchant account.

Fleet Account Billing

Set up recurring billing and account management for fleet maintenance contracts.

Features for Automotive & Repair

High-value transaction processing
Deposit collection and tracking
Service order payments
Parts counter transactions
Fleet account billing
Financing integration
Multi-department reporting
Contactless and chip payments

Recommended Equipment

Clover Station Duo

Full POS for the service desk with customer-facing display.

Clover Flex

Portable terminal for payments in the shop or at the vehicle.

Virtual Terminal

Process phone orders for parts and take deposits online.

Frequently Asked Questions

What is the best payment terminal for auto repair shops?

The Clover Station Duo is ideal for service desks with its customer-facing display for transparent pricing, while the Clover Flex allows you to take payments in the shop or at the vehicle. Both support high-value transactions common in automotive businesses.

How much can auto dealers save on credit card processing fees?

On a $30,000 vehicle purchase, interchange-plus pricing can save $200-400 compared to flat-rate processors. For service departments processing $50,000+ monthly, savings typically exceed $500/month versus Square or other flat-rate providers.

Can I manage service department and sales payments from one system?

Yes. PaymentsPlus provides a single merchant account with separate reporting for service, parts, and sales departments. You get consolidated settlement with per-department breakdowns for accounting.

Ready to Get Started?

Get a free quote and see how much your dealership or shop could save.